Skip to content
LitigationForms
SC-6070V

Post-Judgment: Basic Steps for Handling a Small Claims Earnings Garnishment

Wisconsin · Wisconsin Court System · Effective November 19, 2021

This guide provides general steps for handling an earnings garnishment in a small claims case to recover a judgment of $10,000 or less. It outlines the actions for both the person seeking money (creditor) and the person whose wages are being taken (debtor).

The court describes it as: Basic Steps for Handling a Small Claims Earnings Garnishment. Voluntary form.

Open the official PDFfrom Wisconsin Court System

Where this fits in a case

After judgment

Stage: After judgment

This guide is used after a small claims judgment has been won and the creditor needs to take money directly from the debtor's paycheck through the debtor's employer.

Either party may file.

Common questions

What is an earnings garnishment?
It is a process that lets an employer take money from a person's paycheck and send it to the person who won the judgment to pay the debt. This guide is general information and not legal advice.
Who files the initial notice?
The creditor must fill out and file the Earnings Garnishment Notice (CV-421) form and pay the required fee to the clerk of court.
Do I file the Garnishment form (CV-422) with the court?
No, after filing the notice, the creditor completes the Earnings Garnishment (CV-422) form but does not file it with the clerk of court; they keep both copies.

Revision history

No changes recorded since we started tracking this form on October 10, 2026. The current version took effect November 19, 2021.

Related forms

  • CV-421

    Earnings Garnishment Notice

    This form is a notice that starts the process of garnishing someone's earnings. It is used to collect money owed based on a civil judgment.

    Word
  • CV-422

    Earnings Garnishment

    This form is used to officially notify the person who receives wages (the garnishee) and the person who owes the money (the debtor) that a process to take money from wages has started. It asks the garnishee to confirm if they will be owed money from the debtor's wages.

    Word
  • CV-423

    Earnings Garnishment - Exemption Notice

    This form informs a person (the debtor) that a creditor has started a process to take money from their wages (earnings garnishment). It explains the total amount owed and details the rules about what portion of the wages might be exempt from being taken.

    Word
  • CV-424

    Earnings Garnishment - Debtor's Answer

    This form allows a person who is being garnished for money to tell the court why they believe the garnishment is wrong or why some of their money should not be taken. It asks the court to consider several reasons for exemption or reduction of the garnishment.

    Word
  • CV-425

    Earnings Garnishment - Objection to Debtor's Answer and Demand for Hearing

    This form lets a creditor object to an answer given by a debtor and asks the court to schedule a hearing to look at the issues in dispute. Filing this document restarts the court process regarding the earnings garnishment.

    Word
  • CV-426

    Garnishment Exemption Worksheet

    This worksheet helps calculate how much of a person's earnings can be taken by a garnishment. It requires filling out several schedules to determine the amount that is exempt from garnishment.

    Word
  • CV-427

    Poverty Guidelines for Earnings

    This form helps debtors figure out the federal poverty guidelines for their earnings based on their family size. This calculated amount is used to determine if there is an exemption from garnishment for earnings.

    Word
  • SC-518

    Garnishee Answer to Creditor Earnings Garnishment (Small Claims)

    This form is used by the garnishee—the person or company holding the debtor's money—to tell the court if the debtor's earnings will be taken by the creditor. It requires the garnishee to check boxes and provide details about the money owed.

    Word